Don't Let a Down Payment Hold You Back

Homeownership always feels right outside of your reach, but with so many amazing first-time home buyer programs available, your dreams can become a reality. Here is another amazing option to help you get into your dream home with as little as 1% down.

Through a conventional loan program offered by a number of lenders, you can put down just 1% of the purchase price, and the lender will contribute an additional 2%, giving you 3% equity at closing. This program is a fantastic way to overcome one of the biggest hurdles to homeownership.

To qualify for this program, you will typically need a credit score of 620 or above and a combined household income that is at or below 80% of your area's median income. Income limits vary by location, but the lender's contribution is a forgivable grant, meaning you won't have to pay it back.

Combined with the current favorable market conditions, this program can significantly lower the barrier to entry and help you make the move into a new home sooner.

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